Connecticut Financing Update and Today's Mortgage Rates February 7, 2016

More good news this week as interest rates drop even further.  Today’s jobs report helps ease possible concerns a recession might be on the way.  The month of January employers added 151,000 jobs, a slower pace by recent standards but still enough to help cut the unemployment rate to a nearly eight-year low of 4.9%.  Rates look very attractive at these low levels and it’s time to jump into refinancing your existing mortgage or purchase a new home with Realtor Judy Szablak’s expertise.  The 10 year is at 1.87
 
Mortgage Rates:
 
Conventional 30 year fixed – 3.99% - APR 4.056%

Conventional 15 year fixed - 3.25% - APR 3.344%

FHA 30 year fixed – 3.75% - APR 5.252%

FHA 15 year fixed – 3.25% - APR 4.913%

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

 This is not an extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

As a lending professional, Nima Rezvan meets a wide range of real estate lending needs, whether it be a first time purchase, second home purchase, or refinance. He welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. With his expertise and knowledge, he will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue

Bridgeport, CT 06604

Phone: 203.913.6016

Email: nima@primeres.com

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.JudySzablakRealtor.com

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com      www.CTfeaturedHomes.com 

and www.BestWestportHomes.com

 Email us or  call Toll Free (855) GET-JUDY

Connecticut Financing Update and Today's Mortgage Rates January 16, 2016

Interest rates drop when compared to last week’s rates.  Concern about the pace of global economic growth was bad for the stock market and great for mortgage interest rates over the past week.  Weaker than expected U.S. economic data also was positive for home loan rates, which ended the week lower.  In recent weeks the market has been very volatile.  Rates are rising over the last couple of months or so but still look very attractive at these low levels and it’s time to jump into refinancing your existing mortgage or purchase a new property with Realtor Judy Szablak’s help.  The 10 year is at 2.03

Mortgage Rates:
 
Conventional 30 year fixed – 4.125% - APR 4.182%

Conventional 15 year fixed - 3.375% - APR 3.469%

FHA 30 year fixed – 3.75% - APR 5.252%

FHA 15 year fixed – 3.375% - APR 5.038%

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

 This is not an extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

As a lending professional, Nima Rezvan meets a wide range of real estate lending needs, whether it be a first time purchase, second home purchase, or refinance. He welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. With his expertise and knowledge, he will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue

Bridgeport, CT 06604

Phone: 203.913.6016

Email: nima@primeres.com

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.JudySzablakRealtor.com

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com      www.CTfeaturedHomes.com 

and www.BestWestportHomes.com

 Email us or  call Toll Free (855) GET-JUDY

Happy New Year 2016 From Judy Szablak

May all your dreams turn into reality, and all your efforts into great achievements. Happy New Year to all of my family, friends, clients, colleagues, fans and followers. God Bless. Stay safe.

Is Your Home's For Sale Sign Covered With Cobwebs?

Your home's for sale sign should never get dusty, or full of cobwebs. PERIOD.

If sellers only knew  what their agent WASN'T doing to sell their home, they would be appalled. Trust me, other agents can spot a lack of professionalism a mile away, and it translates right down to YOUR property, YOUR sales price, and YOUR Bottom line.

In  reviewing some listings in the three million dollar plus range for a client of mine, there was some rather elementary attempts at marketing, especially given the styling and features of the homes being presented.  That is certainly not to say that if your home's listing price is $100,000  that you shouldn't get good service, or great marketing. Of course you should!  The feeble attempts at marketing from so-called professionals are positively abominable, in my opinion. No wonder why so many homeowners get discouraged.

You as a homeowner, have the ability to change that.  Look at your marketing materials and your home's online presentation as if you were a buyer. Does the short listing description make you want to know more about the house? Does it make you want to see that property? If  you don't see important marketable features of your home highlighted, or just see some fluffy description that really doesn't catch your eye, have your agent change it. OR CHANGE AGENTS. You lose money every day that your home is available for sale and mis-marketed, and the loss compounds over time, even if the market doesn't change.

You would think that maybe, just maybe... the listing agents would put as much information in the listing as they could. Everyone knows that we don't get paid unless the house gets sold.

Well,  think again. Misquoted square footage. misquoted taxes, impressive home features left completely out of the listing, not enough pictures, poorly presented photos, no room measurements, no room descriptions, Poorly worded and grammatically incorrect remarks. It goes on and on.

I can go on here, too. ( I know I am passionate about this- I really was taken aback after looking at these listings earlier.) Have you checked out your home on Realtor.com? Your agent can amend the description here, too. It doesn't take long, and it can make a world of difference. What about your agent's personal website? Is your home featured there? You would think this is Standard Operating Procedure, but guess what?  It may not be for that agent!  Do you happen to know what percentage of  agents haven't updated their personal site in the last six months?  That number is close to 65 percent!

If the agent is NOT taking care of their professional presence on the internet, how can they take care of you?

If you want your home to get the best marketing possible, by an experienced agent, it's time to contact me. It's time to get your home sold by an agent who cares how they market your property.

I am in the business of selling homes, and I'd like to be in business with you. Contact me today to get your home IN the Market, and I WILL get your home sold.

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.JudySzablakRealtor.com

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com      www.CTfeaturedHomes.com 

and www.BestWestportHomes.com

 Email us or  call Toll Free (855) GET-JUDY

Connecticut Financing Update and Today's Mortgage Rates December 13, 2015

Interest rates remain at same levels for the last couple of weeks.  Rates are rising over the last couple of months or so but still look very attractive at these low levels and it’s time to jump into refinancing your existing mortgage or purchase a new property with Realtor Judy Szablak’s help.  The 10 year is at 2.18

Mortgage Rates:

Conventional 30 year fixed – 4.25% - APR 4.307%
 
Conventional 15 year fixed - 3.5% - APR 3.594%
 
FHA 30 year fixed – 3.875% - APR 5.377%
 
FHA 15 year fixed – 3.625% - APR 5.288%

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

 This is not an extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

As a lending professional, Nima Rezvan meets a wide range of real estate lending needs, whether it be a first time purchase, second home purchase, or refinance. He welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. With his expertise and knowledge, he will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue

Bridgeport, CT 06604

Phone: 203.913.6016

Email: nima@primeres.com

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.JudySzablakRealtor.com

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com      www.CTfeaturedHomes.com 

and www.BestWestportHomes.com

 Email us or  call Toll Free (855) GET-JUDY