Home Sellers: Required Property Disclosures Have Just Been Updated (March 2015)

Whether you are selling your home with or without an agent, Connecticut General Statutes  mandates that  you  disclose known problems or issues with your home or condominium*

The latest revisions address knowledge of underground oil tanks  (UST's), carbon monoxide detectors (which have been required  to be present in your home  when you sell it as of January 1, 2014) , and pending or prior  litigation, government actions,  and/or liens relating to hazardous substances.

If your home is on the market, these disclosures must be updated. Failure to provide  this disclosure will result in a $500 credit payable to the purchaser  at closing.

*Some properties are exempt from the disclosure law. If you have any questions, please contact your attorney for clarification and advice.

 Click here to download the updated disclosure.

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

International Day of Happiness is Today, March 20, 2015

What? You've never heard of it? Most people haven't. Coincidentally, it happens to fall on the first day of Spring this year, as well. So Happy Spring, too!

The International Day of Happiness is celebrated throughout the world on the 20th of March.

Contained In a Resolution adopted by the General Assembly on June 28, 2012.

"Conscious that the pursuit of happiness is a fundamental human goal,[…] Recognizing also the need for a more inclusive, equitable and balanced approach to economic growth that promotes sustainable development, poverty eradication, happiness and the well-being of all peoples, Decides to proclaim 20 March the International Day of Happiness, Invites all Member States, organizations of the United Nations system and other international and regional organizations, as well as civil society, including non-governmental organizations and individuals, to observe the International Day of Happiness in an appropriate manner, including through education and public awareness-raising activities"

Happy St. Patrick's Day 2015

"May Your Troubles be less, and your Blessings be More-

and Nothing but Happiness come through your door."   

Happy St. Patrick's Day

Connecticut Financing Update and Today's Mortgage Rates March 16, 2015

Rates remain at same levels as last week.  Rates still look very attractive at these levels and it’s time to jump into refinancing your existing mortgage with my help or purchase a new home with Realtor Judy Szablak.  The 10 year is at 2.13

Mortgage Rates:

Conventional 30 year fixed – 4.125% - APR 4.182%

Conventional 15 year fixed - 3.5% - APR 3.594%

FHA 30 year fixed – 3.75% - APR 5.337%

FHA 15 year fixed – 3.375% - APR 4.962%

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

As a lending professional, Nima Rezvan meets a wide range of real estate lending needs, whether it be a first time purchase, second home purchase, or refinance. He welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. With his expertise and knowledge, he will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue

Bridgeport, CT 06604

Phone: 203.913.6016

Email: nima@primeres.com

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Judy Szablak Recognized Internationally in Coldwell Banker's Worldwide Network

Westport, Conn. (March 16, 2015) COLDWELL BANKER® — one of the world’s leading brands for the sale of million-dollar-plus homes and one of the largest residential real estate brokerage franchisors with more than 86,000 independent sales associates in the United States, Canada and 41 other countries has recognized Judy Szablak, an Associate-Broker affiliated with the Coldwell Banker Residential Brokerage office in Westport with the Coldwell Banker® International Sterling Society award.

With more than 31 years of experience, Szablak has been successfully meeting the needs of homebuyers and sellers in the towns of Easton, Fairfield, Norwalk, Trumbull, Weston and Westport. She maintains the weekly “Real Estate Report” for WestportNow.com, and  is a syndicated real estate columnist  for Hearst Connecticut Media, with her column, “Real Estate With Judy”,  appearing in eight southwestern Connecticut online newspapers.

Judy has several professional designations including Accredited Buyers Representative, Certified Residential Specialist, Graduate- Realtors Institute, e-PRO Internet Certified, Cartus Certified Relocation Specialist, and Seniors Real Estate Specialist . Szablak is also a member of the National and Connecticut Associations of Realtors.

“The International Sterling Society award is presented to real estate professionals like Judy Szablak who through their skills and hard work have helped to meet the needs of their seller and buyer clients. Judy’s  deep understanding of the local market has helped her earn this honor,” said Cathleen Smith, president of Coldwell Banker Residential Brokerage in Connecticut and Westchester County, N.Y. “I wish Judy much success in the coming months and year.”

Szablak is affiliated with the Coldwell Banker Residential Brokerage office in Westport, CT, located at 472 Riverside Avenue. She can be reached there at (203) 257-5892.

Coldwell Banker Residential Brokerage, a leading residential real estate brokerage company in Connecticut and Westchester County, N.Y., operates approximately 51 offices with more than  2,200 affiliated sales associates serving the communities of Connecticut and Westchester County, N.Y. Coldwell Banker Residential Brokerage is part of NRT LLC, the nation’s largest residential real estate brokerage company.

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY