Westport OPEN HOUSE at 245 Sturges Hwy on 4/14/13 for $649,900!

WELCOME TO WESTPORT!!!

This house is a great find !!!  This 4 br 2.5 bath home is beautifully updated, and in move in condition.

Set back from the road, this spacious and bright 2100+ SF home is on nearly 1.2 acres in sought after Coleytown! It's a GREAT deal at just $649,900

Great house at a Great Price- Let's Make it yours!

Our Open house is on 4/14/13 from 1-3:30 PM

Directions: Sturges Highway between Cross Highway and Catamount. (just north of "The Ridge".

Only Three miles from the Merritt Parkway exit 42! Take Route 57 to Route 136 Easton Road to Catamount to Sturges. 

Call your host Judy Szablak for further info, details, or any questions
203-257-5892 or Toll Free 855-GET-JUDY

Listed by KMS Partners, LLC-

Buying or Selling a Home in Westport or Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Westport or Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

New Home? New Neighborhood? Here are Few Tips on Bicycle Safety

A new home? A new neighborhood? Getting acclimated to new surroundings can sometimes throw you off a normal routine. When it comes to safety, especially for your family and loved ones,  we offer a few safety tips.

As the weather warms up, and the school year winds down, most children are looking forward to getting out on their bicycles. Biking is seriously fun, but it’s also serious business: The National Highway Traffic Safety Administration (NHTSA) reports that 9,000 cyclists age 14 and younger were injured in biking accidents related to vehicular traffic in 2010.

To help your young cyclist enjoy safer riding this summer, follow these tips from the League of American Bicyclists.

Helmets: Helmets are the single most important safety device for reducing head injuries among cyclists. So make it a rule: no helmet, no bike. Be sure the helmet is fitted correctly so that it can provide optimum protection. Let kids pick out their own helmets: They'll be more inclined to wear them. And set a good example by wearing your own helmet, too.
 
Bike Size: Make sure the bike is sized correctly to the child. Don’t put children on bikes they will “grow into.” Their feet should be able to touch the ground when they're straddling the bike seat.

Learning to Ride: Children can be bike passengers (in child seats or trailers) as soon as they can hold their heads up and wear helmets. Once they have basic motor skills, often around age 5, they can try bikes of their own. Use training wheels at first, moving them up slightly as your child can balance more confidently. Have your child practice riding both in a straight line?such as along the lines in a vacant parking lot?and in circles to improve balance. Teach bikers how to use the brakes, too.

Traffic: Until they ride bikes on their own, children have only been passengers, so be sure to tell them about how to yield, pass and stop safely. Remind bikers that they'll need to follow the same traffic laws that other vehicles do. Point out potential hazard areas, such as driveways and crosswalks, and teach them hand signals.

Rides and Routes: Plan riding routes together and let your child take the lead on a ride. Try rides to the school, a friend’s house or a nearby park, increasing or varying the rides as your child gains confidence and stamina.

Safety Extras
•    Wear light-colored or reflective clothing to enhance visibility, particularly at dusk and into the evening hours.
•    Always check the inflation of tires before a trip.
•    Make sure bikes have reflectors; if older kids are riding when it’s dark, outfit bikes with white headlights and red rear lights.
•    Turn off the tunes and take off the headphones: Riders need to devote their full attention to the road.
•    Keep bikes safe too. Lock them up when unattended—even if you’ll only be away for a few minutes.
Learn more about bike safety and National Bike Month, which is celebrated each May.

Article submitted by Brennan Purdy of State Farm Insurance

My vision is to be an insurance professional whose actions are driven by keeping the customer's best interest as my primary goal. My staff will treat all my customers in a caring, friendly, and professional manner. My office will provide warm, efficient, and seamless services to our customers at all times. I expect my business to be comprised of knowledgeable, multiple-line customers who see my office as their first and best choice for all their insurance and financial service needs

For more information on these and other home safety tips, stop by my office or visit www.brennanpurdy.com. My office is conveniently located in downtown Bethel. 203-798-7300.                   211 Greenwood Avenue , Bethel, CT 06801

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The Featured Home of the Week is at 125 Norton Road in Easton  for $1.4M. See the virtual tour HERE

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Connecticut Financing Update and Today's Mortgage Rates 4/13/2013

Rates remain low with the second week of April coming to an end.  I would have to say that for the 8th week in a row I heard and read more about a real estate market that has turned into a seller's market which means more demand and less inventory.  If you are looking to close in the next few weeks then I would suggest locking in a rate with your lender and if you are looking to close in 30+ days then I would probably let your rate float to see how rates fare over this long period of time.

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

*Note: I currently have a Spring Special $555 off coupon for your closing costs if you're looking to refinance or purchase a new home.  Contact me for more details.

 Today's Mortgage Rates

Conventional 30 year fixed          3.625%                 APR 3.678%

Conventional 15 year fixed          2.875%                 APR 2.965%

Conventional 5/1 ARM                3.25%                   APR 3.301%

Conventional 7/1 ARM                3.00%                   APR 3.051%

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue

Bridgeport, CT 06604

Phone: 203.913.6016

Email: nima@primeres.com

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The Featured Home of the Week is at 125 Norton Road in Easton  for $1.4M. See the virtual tour HERE

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Westport OPEN HOUSE on 4/14/13- 4 BR 2.5 Bth Home just $649,900!

What a great find! 4 br 2.5 bth home is beautifully updated, and in move in condition. Spacious and bright 2100+ SF home is privately set on nearly 1.2 acres in sought after Coleytown. $649,900

WELCOME TO WESTPORT!!! This is a Great house at a Great Price- Make it yours!

Our Open house is on 4/14/13 from 1-3:30 PM

Directions: Sturges Highway between Cross Highway and Catamount. (just north of "The Ridge".

Only Three miles from the Merritt Parkway exit 42! Take Route 57 to Route 136 Easton Road to Catamount to Sturges. 

Call your host Judy Szablak for further info, details, or any questions
203-257-5892 or Toll Free 855-GET-JUDY

Listed by KMS Partners, LLC-

Buying or Selling a Home in Westport or Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Westport or Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

What Your CT Homeowners Policy Should Cover- A Short Quiz

What exactly do you know about homeowners insurance, other than the bank requires you to get coverage in order to obtain a loan for the home you purchase?  

According to the National Association of Insurance Commissioners (NAIC), only 45 percent of Americans feel confident enough to make insurance decisions!

Where do you stand? There’s no time like the present to enhance your insurance literacy. The more you know, the better able you are to protect yourself, your family and your largest investments. Test your knowledge and learn more with this short quiz:

TRUE OR FALSE?
1.    Your homeowners coverage should equal the purchase price of your home.
2.    Your homeowners insurance policy covers flood damage.
3.    A solution for people who want extra levels of liability insurance protection above the limits provided by their Auto and Homeowners Policies is called an Overflow Policy.
4.    Your address may impact your auto insurance rate.
5.    Your life insurance policy should cover 10 times your yearly income.
ANSWERS

1. False. It’s up to you to choose the coverages and limits that meet your needs, but it’s best to insure your home for at least 100 percent of its estimated replacement cost —the cost of repairing or replacing your home to restore its original condition. Estimated replacement cost is different from market value or purchase price. If you select a coverage amount lower than the estimated replacement cost, certain coverages may be unavailable to you. Periodically review your coverages and limits with your agent and notify your agent of any changes or additions to your home.

2. False. Homeowners policies typically exclude flood coverage. Adding coverage may be worth looking into, no matter where you live. According to the National Flood Insurance Program (NFIP), more than 20 percent of all flood claims happen in moderate- to low-risk areas. State Farm® agents enrolled in the NFIP Direct Program are able to write and service flood insurance .coverage for qualifying homes directly through the federal government program, NFIP Direct.

3. False. A Personal Liability Umbrella Policy layers on top of your existing existing underlying policies to provide extra protection when home and auto liability limits are exhausted. Your agent can help explain how a Personal Liability Umbrella can help ensure that your family and financial health are protected in the event of an accident or lawsuit.

4. True. People who live in densely populated areas—noted for higher occurrences of accidents and theft—will likely pay more for auto insurance than those who live in rural areas, where accidents and theft are less prevalent. Other factors that may influence the cost of auto insurance: vehicle type, coverage, and driving record.

5. False. There is no “one-size-fits-all” formula for selecting life insurance coverage—it’s a personal matter. The State Farm Life Insurance Calculator can estimate the amount of coverage you may need to help protect your family.

Want to know more? Enhance your knowledge of insurance by talking to your State Farm agent. Establishing an open dialogue with your State Farm agent is the best way to answer any questions you may have.

Article submitted by Brennan Purdy of State Farm Insurance

My vision is to be an insurance professional whose actions are driven by keeping the customer's best interest as my primary goal. My staff will treat all my customers in a caring, friendly, and professional manner. My office will provide warm, efficient, and seamless services to our customers at all times. I expect my business to be comprised of knowledgeable, multiple-line customers who see my office as their first and best choice for all their insurance and financial service needs

For more information on these and other home safety tips, stop by my office or visit www.brennanpurdy.com. My office is conveniently located in downtown Bethel. 203-798-7300.                   211 Greenwood Avenue , Bethel, CT 06801

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

The Featured Home of the Week is at 125 Norton Road in Easton  for $1.4M. See the virtual tour HERE

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY