Open House Today 10/6/13 at 12 Tall Pines Drive,Weston -$889,000

OPEN TODAY 10/6/2013 From 1-4 PM.  Classic 3,420 square foot center hall Garrison Colonial on 2.32 acres in sought after and easily commutable lower Weston near the Westport line.

This single owner  home has just a hint of country feel, and has been maintained and updated to perfection- from light and bright spaces, to  crown molding, to the gleaming hardwood floors.

The formal  living room has crown molding and a brick fireplace, and the  office /study has tall windows, crown molding and plenty of built-in shelving and bookcases.

A sunlit dining room has crown molding and oversized windows.

The country kitchen  has plenty of cabinetry, double ovens, a service island with a butcher block counter,  and a spacious breakfast area with sliders to the skylit sunroom .
The kitchen is open to the skylit family room with cathedral ceilings, exposed beams, and a floor to ceiling stone fireplace with raised hearth and recessed wood storage area. There are also  sliders to sunroom that features  floor to ceiling glass walls overlooking lovely and scenic property.

The master bedroom suite is on the upper level,  with an elegantly remodeled bath that has cherry cabinetry and marble counters, as well as a deep tub and glass enclosed shower.

Three additional spacious bedrooms are on the second floor, and all have extra large closets
The lower level is unfinished and offers over 1,000 square feet of additional area that is easily  customizable to your needs.

A great buy in a great location. Make it yours today!

12 Tall Pines drive, Weston CT 06883 is listed at $889,000.

Directions: Easton Road (Route 136) to Bayberry Lane to Tall Pines, OR  Lyons Plains Road to White Birch to Tall Pines. Looking forward to seeing you later  today between 1-4PM!

Listed by Gail Zawacki / hosted by Judy Szablak

 Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Open House Today 9/29/13 at 9 Riverbank Road, Weston for just $699,000

FRONTAGE on  Saugatuck River! This ranch home is on 1.92 acres, has over 2,100 square feet of living area and includes 6 rooms, 3 bedrooms, and  2.5 baths.

Renovated kitchen,  vaulted ceilings,  two fireplaces,  and inground pool.  We are open to the public  today, September  29, 2013. Please stop by, and don't forget your checkbook- this is a great buy!

September 29, 2013 from 1-4PM

Directions: Weston Road (Route 57) to Lyons Plains Road, Cartbridge to Riverbank. Follow Signs.

Questions? Call Judy 203-257-5892

Listed by Gail Zawacki / hosted by Judy Szablak

Buying or Selling a Home in Weston or in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Weston, or in Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Judy Szablak Speaks at Regional Coldwell Banker Networking Event

Today, Judy Szablak was invited to share her knowledge and online marketing expertise with agents  from the southwestern Connecticut offices of Coldwell Banker Residential Brokerage. The networking event's focus was  on "Marketing and Advertising Yourself and Your Listings in Today's World of Real Estate" and  approximately 100 agents were in attendance from the New Canaan, Darien, Stamford, Wilton and Redding  offices. The event was held at the Zero Degrees Hotel and Conference Center in Norwalk, Connecticut.

"I am honored to have been asked to speak and share what I know about online marketing, and to help other agents with creating and maintaining their online presence."

Also speaking, and in the photo (l. to r.) Tim Laynor- emarketing manager at NRT/Coldwell Banker, Judy Szablak-Associate Broker at Coldwell Banker Westport-Riverside, Gregg Wagner- Regional Vice President of Coldwell Banker Residential Brokerage, and Debbie Pace- Marketing Director at Coldwell Banker Residential Brokerage. **Special thanks to Dave Wilk (not pictured) for the invite.

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The Featured Home of the Week is a 3 bedroom, 2 bath ranch home at 20 Hickory Drive, Westport  for just $550,000. See the virtual tour HERE 

 .....or better yet, call Judy to schedule an appointment to see it!

Buying or Selling a Home in Fairfield County?  Contact us!

 ** Get JUDY'S Exclusive BONUS For New HomeBuyers! CLICK HERE**

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Fairfield County CT Best of Business Spotlight - Organic Lawn Care by Greensprays LLC

From time to time, we run across a company worthy of an introduction- and if you haven't heard of this completely "green" company, it's time that you did.

GreenSprays is an organic and natural based plant health care company specializing in organic tick sprays and no film deer repellents, with all products locally manufactured in Fairfield county, Connecticut.

They have developed a proprietary blend organic fertilizer which has been used locally for years in our part of Connecticut on grand estates as well as more modest homes. There are no cancer causing chemicals in their products, and you can walk on your lawn in as little as 15 minutes of an organic spray or fertilizer application. Their Services include organic tick sprays, organic fertilizer, organic compost tea, organic mosquito & bug sprays, natural geese repellents, grub treatments, and weed control plus aeration.

President Stacy Skoldberg co-founded GreenSprays organic tick sprays and lawn care after buying a home that hadn't had the lawn cut in 12 years, and realized that there were no companies offering only organic products. Having to switch to an organic lifestyle due to health of her children, she set out to change the way lawns are cared for. Stacy is an organic advocate for children and pets and an educator on how organic lifestyle can improve your life. She's been published in multiple magazines, websites and has been seen on ABC and NEWS12.
 
See an article about this company on CT magazine's website: 

There is also a Special Discount for any of our readers! Just mention TheCTrealtyBlog or CTrealtorJudy and get a one acre organic tick spray for $99 ! (regularly $259)

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The Featured Home of the Week is a 3 bedroom, 2 bath ranch home at 20 Hickory Drive, Westport  for just $550,000. See the virtual tour HERE 

 .....or better yet, call Judy to schedule an appointment to see it!

Buying or Selling a Home in Fairfield County?  Contact us!

 ** Get JUDY'S Exclusive BONUS For New HomeBuyers! CLICK HERE**

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Know the Difference: Your FICO and Vantage Credit Scores Are Not Calculated the Same

Do you know why a credit report that you just obtained shows a different overall "score" than what the bank's report indicates? It could be that you ordered a vantage report....

I asked  Tim Martin of NEMoves to explain it for the layman, and he said, "Often I am asked from consumers why the credit score they are pulling is different from the credit score I see when I preapprove them. 
When it comes to credit score, you can easily be confused there are various custom scoring models with a different scales and methodologies.  Two of the widely used credit scoring models are the FICO and Vantage Score.  While they vary only slightly in how they produce their ratings, their scales are different.  FICO scores range from 350 to 850 whereas Vantage ranges from 501-990.  So, having a 760 credit score on FICO could be considered an “A” credit rating on FICO but a “C” rating on Vantage." 

Vantage Score
Vantage Score is the newest credit scoring model which in direct competition to the classic FICO model.  It is said the current FICO scoring model made it difficult for people with “thin credit lines” to get credit. Thus, the need of an alternative model to better access borrower’s creditworthiness with greater accuracy.
FICO Score
Fair Isaac Corporation (FICO) is sometimes referred to as the classic credit scoring model because it has been used long before Vantage model was created.  The FICO model utilizes particular standard scale for different factors and broadly accepted as a base platform by every company involved in credit reporting business.

Vantage Score is an alternative to FICO credit scoring model to determine one’s creditworthiness. Yet, up to now, the standard score used by most lending institutions is still the classic FICO score. 
Methodology Variations


Vantage score

Payment history - 32%
Utilization- 23%
Balances- 15%
Depth of credit -13%
Recent credit -10%
Available credit-7%

Total- 100%

FICO score

Payment history-35%
Length of credit history -15%
Amounts owed -30%
Types of credit uses - 10%
New credit - 10%

Total- 100%

 Thanks to Tim Martin – Sr. Loan Officer – NMLS #16273 – 203-917-2800 – NE Moves Mortgage

Disclaimer
This article is sole for the educational use of the reader.  The author is not an expert and the information was researched and gathered from sources that were presumed reliable.  This article should not be considered legal, financial or advice of any kind. Any decisions should be made after the consultation of an independent adviser.

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The Featured Home of the Week is a 3 bedroom, 2 bath ranch home at 20 Hickory Drive, Westport  for just $550,000. See the virtual tour HERE 

 .....or better yet, call Judy to schedule an appointment to see it!

Buying or Selling a Home in Fairfield County?  Contact us!

** Get JUDY'S Exclusive BONUS For New HomeBuyers! CLICK HERE**

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like:

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY