Try our NEW Realtor.com app EXCLUSIVE to Judy Szablak!

Everyone likes to search for homes whether it's through Realtor.com, Zillow, Trulia or Listingbook, among others. If you are a fan of using Realtor.com, I am pleased to offer you my own EXCLUSIVE app that will just upgrade what you already have on your smartphone, ipad or tablet.

It's wonderfully enhanced, simple to use, and you can now get an immediate response .....or even call me directly right from the app!

You will have to have the Realtor.com app already in order to get your upgrade.

If you need the app, just visit either the app store or google play, download it to your device and send me an email for your invite.

 

If you already have the app, just send me an email with realtor.com in the subject line and I will send you the invitation to connect.

Simple, Streamlined, and Smart!

Open House Today 6/8/14 at 211 Guinea Road, Monroe for 450K

This hard-to-find Mediterannean ranch home is open today from 1-3:30 PM. One of only a handful available in ALL of Fairfield County, this beautifully updated and  immaculate ranch has over three bedrooms, two full baths and 2,300 square feet of living area, and is perfectly situated on two acres. Fully equipped with automated Nest controls, too.

Come see this home today, and make it yours!

Judy Szablak, Exclusive Listing Agent- (203)257-5892

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Connecticut Financing Update and Today's Mortgage Rates 6/7/2014

Rates move upward slightly mostly due to the  jobs report that was released Friday morning.  The 10 year is currently at 2.59.  If you were to take a look a closer look at the interest rates, then you would see that there has been an upward trend going back to May of 2013.  Anyone looking to close within the next short term period then you might be better off locking into a rate now.

Today's Mortgage Rates

Conventional 30 year fixed - 4.625% - APR 4.682%

Conventional 15 year fixed - 3.625% - APR 3.719%

Conventional 5/1 ARM - 3.500% - APR 3.417%

Conventional 7/1 ARM - 3.750% - APR 3.669%

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

As a lending professional, Nima Rezvan meets a wide range of real estate lending needs, whether it be a first time purchase, second home purchase, or refinance. He welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. With his expertise and knowledge, he will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue

Bridgeport, CT 06604

Phone: 203.913.6016

Email: nima@primeres.com

"You could List your home with any agent-

or.... List your home with Judy, and sell it""

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Your Realtor's Location DOES Make a Difference

A licensed real estate agent in Connecticut can sell a home anywhere in the state. However, it is not always the best idea to hire an out of area Realtor to service you and your home selling needs.  Yes, they will place it on the MLS, but which one? It DOES MAKE A DIFFERENCE.

Really, in its most basic form, the MLS is just a database of homes for agents-but that's not all. Realtors utilize the MLS and its power to get your home sold in ways that you may not have thought of.

The MLS ( Multiple Listing Service ) is essentially an agreement between brokers that incorporatse the amount of compensation offered to the buyers agent upon completion of a sale. Listing Brokers want to get your home sold, and buyers brokers want to find their client a home, and the MLS serves as a great tool for both.

In Connecticut, there are two highly dominant MLS service areas, as well as a few local MLS regions which are mostly in the southernmost part of Fairfield County.
 
The Greater Fairfield County MLS (GFC-CMLS) serves all of Fairfield County and 8,000 local agents (except that Greenwich, New Canaan and Darien's listings are served primarily by local MLS's, and those homes are not always placed on GFC-CMLS)

The CTmls.ctreal covers most of the state, however, you will find thatt the Fairfield County listings are quite sparse here. If you are listing your home, or looking to purchase a home in New Haven County, New London County, Tolland or Litchfield Counties, this  is the MLS that your home just  absolutely needs to be listed in.

I happen to be a member of our local GFC- CMLS as well as the statewide MLS. It's just smart to do so. The out of area agents who don't use our local MLS are missing the boat on marketing here, but my buyer clients won't ever  miss a home because I didn't think enough to belong to a supplemental MLS service.

Recently, a seller client asked me if I would place her home on the statewide MLS. (Her home is in Fairfield County) Now while that seems to be like a good idea, the vast majority of the thousands of agents of the Fairfield County MLS (the GFC-CMLS) DO NOT BELONG to the statewide MLS,  for the simple reason that it does not effectively cover their service area.  Certain out of area homes benefit from the additional listing, though.

This may be of interest: A search for all Fairfield homes for sale in the statewide MLS  (ctmls.ctreal) turned up just 13 results, where the GFC-CMLS turned up 483. Similarly, Westport  shows only four active listings, while there are 344 active single family homes available in the immediate area MLS system.

So, in order to effectively and properly represent a particular client in Fairfield County, it is imperative to list it within the GFC-CMLS service area. That's where it would get the most exposure.

Listing a Fairfield County home in the statewide MLS won't do any harm, it should just be looked at as  supplemental marketing, and it would be most beneficial to utilize the statewide MLS in addition to the local MLS when a home is very unique in some way.

Incidentally, if you have noticed duplicate listings on Realtor.com, Zillow, and Trulia, it is primarily because the home has been listed in two separate MLS areas.

PLEASE NOTE: My www.CTfeaturedHomes.com  incorporates ALL of the state's MLS systems, so you won't miss any property anywhere ;)

Judy Szablak Featured in Top Agent Magazine Eastern Edition

Judy Szablak,  REALTOR with Coldwell Banker in Westport, Connecticut is featured in this months issue of Top Agent Magazine.  The Eastern Edition highlights the best of the best in  18 states.

 Judy's feature is on page 23.

Read the entire magazine here

If you know of anyone looking to buy or sell a home in Fairfield County CT, call Judy! (203) 257-5892

Judy@BestAgentsOnline.com